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What to do if my airbag did not deploy - who's at fault?

You assume that safety features in your car will work as predicted whenever they’re needed. In the case of airbags, that might not be true. In fact, in 2021, an estimated 14 million cars in the US alone had faulty airbags manufactured by Takata. These airbags can be found in many makes and models of vehicles, including Honda, Toyota, Ford, and Nissan. Beginning in 2015, Takata started a widespread recall of nearly 34 million affected vehicles, but many of these remain on the road. For Takata ai

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Can You Sue for a Car Accident If You Are Not Hurt? | Yosha Law

Did you know that only 43% of car accidents involve injuries? Too often, people involved in a car accident think that only injuries are compensable. They settle for insurance payouts that barely cover the cost of repairs and think that’s the end of the story. But is it? If you’re wondering if you can sue for a car accident if you’re not hurt, the short answer is yes, you can! Why would I need to sue if I wasn’t hurt? It’s no big surprise to realize most car insurance companies aren’t on your s

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The 5 C’s Explained: What Lenders Look for When Approving Loans

If you’re thinking about applying for a personal loan, the process can seem overwhelming and mysterious. So much paperwork, so many questions, and so little guidance on what you need to qualify for approval. What are the basic requirements? Here are a few things lenders look for during the process. The Five C’s of Credit Stringent requirements are in place for only one reason: The underwriter needs to be confident that a borrower can pay back funds. They will be doing a deep dive into your fin

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Avoid These Common Mistakes Made In Settlement Discussions

Litigating Instead of Making an Agreement Divorce, including custody and property issues, is an emotional and sometimes costly experience. Coming to an agreement with your spouse has plenty of benefits over litigating: •Lets you and your spouse or significant other control the outcome of your case instead of letting a judge, who does not know you or your family and who has limited time to hear your evidence, make the decision instead. • Making an agreement is less costly, both financ

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Spring Cleaning for Your Finances

Warmer weather brings spring cleaning to mind and a seemingly endless list of chores to be done both inside and outside. In between the sweeping and mowing, however, it’s time to add something else to your to-do list: spring cleaning for your finances. Take a look at your past year’s financial records. Are you able to justify your spending habits? It’s easier to track and control them if you have a budget plan. You can easily set one up in a spreadsheet, or take advantage of free tools offered

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The Surprising Relationship Between Company Culture, Judgment, and Innovation — SMA Group

Any company can say they encourage and invite innovation, but innovation involves taking acceptable risks. Taking acceptable risks involves using judgment, and using judgment means loosening the reins and trusting your employees. How do you encourage a climate of acceptable risk and innovation? It all starts with your company culture and its relationship with judgment and innovation. A lack of innovation within a company often has a surprising cause; leadership problems. Instead of getting out

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When Spring Brings You Down — Springtime and SAD

When Spring Brings You Down — Springtime and SAD For most people, spring means a lift of spirits and a feeling of rejuvenation. Days start to last longer, the warmer weather brings people out of hibernation, and an increase in sunlight just makes them happy. For one out of ten people, however, the season has the opposite effect. Welcome to the world of Reverse Seasonal Affective Disorder. For a small group of people, warmer weather brings the same feelings of sadness, lack of energy, and depre

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The five pillars of success

Curtis Beach, former international decathlete and head coach at SPIRE, talks through the outlook he believes can lead to athletics achievement It seems we all know that understanding our why and defining a purpose is important, and yet many of us still skip past this and delve into endeavours without much thought. We often pick our pursuits out of convenience – trading passions for pay, fear of risk, or simply flowing along without intention. Let’s dive into the sometimes uncomfortable truths

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When is Credit Card Consolidation a Good Idea?

You’ve heard many advisors say that taking on new debt is a bad idea. There are, however, times when it’s not only a good idea, it’s the best choice for your situation. When is credit card consolidation a good idea? Read on to find out. 1. Too Many Payments to Keep Track Of If you have many credit cards, especially if they each have different due dates, it may make sense to consolidate the payments. Even one accidental missed payment will reflect on your credit report for two years. A debt co

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The coaching toolbox

There are three key areas where real gains can be made when it comes to improving performance, as well as developing the relationship between coach and athlete, writes Casimir Loxsom When many coaches think about the tools they will need to be successful at their trade, a whole list of things come to mind. There are, of course, the physical implements – whether that be the humble stopwatch, hurdles, tape or even extra spikes in case of emergencies. But there are a few other, less obvious, key

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Who’s at Fault? Determining Liability in a Car Accident

Before we dig into finding out “who’s at fault” after a wreck, let’s go over some myths you may have heard when sidewalk lawyers (those who got their “law degree” by watching CSI) try to determine liability in a car accident. Myth: Every time you are hit from behind, it’s the other car’s fault: Not so fast. This may be true over half the time, but if it can be proven that your turn signals or brake lights were not working, or that you were driving erratically, you may be held partly responsible

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Tackling technology in track and field

Is the age of information a blessing or a curse? Kibwé Johnson from SPIRE Institute looks at the increasingly challenging issue of athletes’ addiction to screen time For today’s developing athlete, technology is both a blessing and a curse. Too much tech can adversely affect athletic development, both on the field and emotionally. When used in a healthy way, however, these same technologies can benefit coaches and athletes alike. Every day, at SPIRE Institute & Academy we embrace technologies

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Eliminate Porch Pirates & Package Theft in Your Building With MVI

Porch pirates. We’ve all heard of this particularly brazen form of package theft, and many of us have been victims ourselves. In fact, Amazon places the number of stolen packages at around 1.7 million per day in the U.S., with the crime affecting one out of three Americans and costing an estimated $25 million in lost or stolen packages every day. Package thieves strike in broad daylight, and some even follow delivery trucks to steal packages left on doorsteps. How do you prevent thieves from sna

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SPIRE Institute and Academy encourages excellence for athletes

AW promotion: Find out more about the the private school the world turns to for track and field and so much more What creates a successful track and field athlete? SPIRE understands that it’s a combination of effective training and world-class coaching. SPIRE is where academia meets athleticism, where dedicated leadership meets enthusiastic athletes, and where track and field Olympians like Tim Mack and Kibwé Johnson coach the next generation of Olympic champions. SPIRE is a family and communi

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Different Types of AI, from Antivirus to Robot Overlord

Artificial Intelligence, or AI, is one of the technologies that has revolutionized the 21st century. Surprisingly, the concept for smart machines isn’t a new one. The term “Artificial Intelligence” was first used by computer scientist John McCarthy in 1956, where he defined the concept of AI as “The science and engineering of making intelligent machines.” Many groundbreaking leaps have been made in AI technology since John McCarthy first cemented the concept, and there are now several different

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Five of The Biggest Environmental Disasters of All Time & Their Impact

March 24, 2022 will mark the 33rd anniversary of one of the worst environmental disasters of all time: the Exxon Valdez Oil Spill. In 1989, the Exxon Valdez was carrying over 53 million gallons of oil before the incident, losing just under nine million gallons into the Prince William Sound. What followed was a nightmare of water pollution, environmental degradation, and the deaths of many species both on land and in the sea. In fact, the spill killed 40% of all the Prince William Sound sea otter

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How to Choose the Perfect Colors for Your Brand and Logo

The first thing your customers or clients will see on your website is your logo, and when it comes to creating it, every decision you make counts. After all, this is the face of your brand and it needs to represent your company’s services, style, and core values. How can a simple concept do all that? It all starts with choosing the right colors. Understanding your brand’s personality, goals, and target audience is the first step to choosing your colors. Are you a fun-loving teen-focused company

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